Pursue financial peace of mind today with Waterfront CPA

Our Team

Waterfront CPA provides value-based consulting to many business clients, based on our hands-on experience with growing a company. This includes proper capitalization, use of funds and strategic planning. Attention to these issues is much more than the typical accountant offers - and businesses owners appreciate our philosophy of "no surprises" as we help them manage their financial resources. With careful planning, businesses can minimize taxes and maximize profits.

Chris Fraizer, CPA. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County.
Chris Fraizer, CPA. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County.

Chris Fraizer, CPA

Partner, Waterfront CPA Group

Chris Fraizer focuses on individual and corporate tax issues for clients in the Kitsap and Puget Sound area. He believes that proactive tax planning is essential for individuals and business owners. Chris' client base includes many local businesses and real estate professionals.

A graduate of Brigham Young University, Chris was formerly a tax manager with PriceWaterhouseCoopers, LLC in Seattle. He specialized in state and local tax issues, and has continued to implement this specialty for clients in the Puget Sound area. A review of state tax regulations often results in significant savings for local companies.

Outside of the office, Chris enjoys activities with his family, gardening and working with the Boy Scouts of America. Chris is a member of the American Institute of Certified Public Accountants and the Washington State Society of Accountants.

Krista Holloway, Accounting Services Quickbooks ProAdvisor. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County
Krista Holloway, Accounting Services Quickbooks ProAdvisor. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County

Krista Holloway, CPA

Senior Accounting Manager

Krista Holloway specializes in Small Business Accounting Services and Financial Statements. She is especially adept at QuickBooks issues, and helps many small business owners utilize the software.

Krista graduated from the University of Washington Tacoma in 2008 with a bachelor's degree in Business Administration and Accounting. Her experience includes 8 years providing accounting and tax services, as well as a wide variety of business experience including the banking and telecommunications industry.

Krista is a lifelong resident of Kitsap County, and feels fortunate to provide service in the community that she loves. Outside the office, Krista enjoys walking in nature, reading, cheering for the Seahawks, and camping with her husband and daughter.

Michael Lizon, Certified Financial Planner. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County
Michael Lizon, Certified Financial Planner. Waterfront CPA Group in Silverdale: Local Tax Accountants, bookkeeping silverdale wa, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County

Michael Lizon, EA, CFP® Certified Financial Planner™

Certified Financial Planner™

As a Certified Financial Planner™, Michael offers services that help bring financial peace of mind.  These services include all aspects of our financial life; including preparing for retirement, investing and protecting assets, tax advantaged retirement plans for individuals and businesses, minimizing taxes, and preparing for the unexpected. 

The “golden rule” is Michael’s guide as he works with individuals and businesses, to help them find the financial answers that are in their best interest.  Michael has over 10 years of diverse experience in the financial industry, including comprehensive financial planning, investment management, implementation of business retirement plans, income tax preparation, municipal bond investing, and special situations.  In addition to the CFP® certification, he holds the EA (Enrolled Agent) income tax designation.

Outside the office, Michael enjoys spending time with family, gardening, and hiking the beautiful trails of the Pacific Northwest.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

Matt Olsen - CPA Intern. Waterfront CPA Group in Silverdale: Local Tax Accountants, bookkeeping silverdale wa, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County
James Fritz, CPA - Tax Manager. Waterfront CPA Group in Silverdale: Local Tax Accountants, bookkeeping silverdale wa, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County

James Fritz, CPA

Tax Manager

James mainly focuses on tax preparation and planning. He also does accounting, which includes comprehensive Quickbooks experience. He seeks to understand & address his clients’ various business needs.

James grew up in Poulsbo and attended North Kitsap High School. Before becoming an accountant, he was a math teacher in the Highline School District in Burien. Beyond acquiring a great number sense, the management and communication skills gained in teaching have served him well in accounting.

Outside of work, James enjoys soccer, playing the trombone, being outdoors, reading, and salsa dancing. He has hiked all through the Olympic Mountains and can probably give you a good hike recommendation.

Matt Olson, EA and Tax Manager. Waterfront CPA Group in Silverdale: Local Tax Accountants, bookkeeping silverdale wa, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County
Matt Olsen - Staff Accountant. Waterfront CPA Group in Silverdale: Local Tax Accountants, bookkeeping silverdale wa, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County

Matt Olson, EA

Tax Manager

Matt Olson graduated from Saint Martin’s University in 2014 with a major in Accounting. After graduation, he joined Waterfront CPA Group as an accountant. He earned a professional designation from the IRS in 2020 as an Enrolled Agent. His roles include accounting, tax preparation and tax planning.

Matt grew up in the Bremerton area and attended Bremerton High School. He feels right at home working in the community where he grew up. When not at work he is spending time with family, playing soccer, or traveling.

Nichole Fraizer, EA, Enrolled Agent. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County
Nichole Fraizer, EA, Enrolled Agent. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County

Nichole Fraizer, EA

Office Manager, Tax Professional

Nichole specializes in federal income taxation and planning for individuals and small business clients. She has experience with simple and complex trusts, estates, and individual tax preparation. Nichole enjoys working with landlords and rental issues and uses her experience as a landlord to help teach taxpayers how to plan and reconcile their own rental activities. Nichole strives to offer each client professional services by taking time to listen to their concerns first, then working to resolve issues and plan for the future.

Nichole earned her bachelor’s degree from Brigham Young University where she studied Business Administration and Accounting. She is an Enrolled Agent recognized by the IRS and as such, has unrestricted rights to represent taxpayers before the Internal Revenue Service.

Nichole is a Northwest girl at heart: she loves the green, the water, and the mountains. Her hobbies include playing the piano, hiking, taking family vacations, and laughing at her husband’s cheesy sense of humor.

Alaina Morgan, Accounting Associate. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County
Alaina Morgan, Accounting Associate. Waterfront CPA Group in Silverdale: Local Tax Accountants, CPA firm, tax preparation for businesses and individual. We service Kitsap County, Silverdale, Bremerton, Bainbridge Island, Poulsbo, Gig Harbor, Port Orchard, and Mason County

Alaina Morgan

Accounting Associate

Alaina Morgan joined Waterfront CPA Group as an Associate Accountant in September 2019. She is a recent Cum Laude graduate of Menlo College and has a degree in Accounting. She is preparing to sit for the CPA exam.

In her free time, Alaina enjoys playing and coaching softball, spending time with family, hiking, and crocheting.

To our current clients - If you have questions about your tax situation or wish to schedule an appointment, send us an email or give us a call at (360) 286-2080.